Terms & Conditions
1. Acceptance of Terms
Accessing and using this website means you agree to be bound by these Terms and Conditions. You must not use the website for any unlawful purpose or in any way that violates these terms. If you do not agree, you should stop using the website immediately.
2. Payment Information
Currently, no credit card or payment information is collected directly through the website.
3. No Legal Advice
All information provided is for general informational purposes only and does not constitute legal, financial, or professional advice. You should not rely on the content when making decisions. All materials are provided without warranties of any kind, and use of the information is at your own risk.
4. Changes to the Website and Terms
The website owner may modify, suspend, or discontinue the website or any part of it at any time without notice. These Terms and Conditions may also be updated at any time. Continued use of the website after changes constitutes acceptance of the revised terms.
5. Third-Party Links
The website may contain links to external websites operated by third parties. These links are provided for convenience and do not imply endorsement. The website owner is not responsible for the content, accuracy, or availability of these external sites.
6. Intellectual Property
All intellectual property rights, including copyrights, trademarks, designs, text, graphics, and software, are owned by or licensed to the website owner. Content may only be used for personal, non-commercial purposes. No material may be copied, reproduced, distributed, or sold without prior written permission.
7. Linking Policy
Links to third-party websites may appear on this site, and visiting them is at your own risk. Any party linking to this website must not imply endorsement, misrepresent their relationship, or link from content that is offensive, illegal, or infringes third-party rights. Unauthorized linking that causes damage may result in liability.
8. Disclaimers and Limitation of Liability
The website and its content are provided “as is” and “as available,” without warranties of any kind. To the fullest extent permitted by law, the website owner shall not be liable for indirect, incidental, or consequential damages, including loss of data, profits, or business opportunities. There is no guarantee the website will operate without interruption, errors, or harmful components.
Nothing in these terms limits liability for death or personal injury resulting from negligence where such limitation is not permitted by law.
9. Indemnification
You agree to indemnify and hold harmless the website owner and its representatives from any claims, losses, damages, costs, or legal fees arising from your breach of these Terms or misuse of the website.
10. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision will be removed, and the remaining terms will remain in full effect.
11. Waiver
Failure to enforce any part of these Terms does not constitute a waiver of the right to enforce them in the future.
12. Governing Law
These Terms and Conditions are governed by applicable local law, and disputes shall be subject to the exclusive jurisdiction of the relevant courts.
13. Financial Terms
Users who subscribe to digital services agree to pay the applicable fees based on the selected service and location. Payments are due at the time of subscription unless otherwise stated. Prices are shown exclusive of taxes, and additional charges such as VAT may apply where required by law.
14. Use of Services and Legal Compliance
Users must comply with all applicable laws and regulations. Information transmitted through the services must not violate laws, international agreements, or third-party rights. This includes compliance with data protection, electronic communications, and anti-spam regulations.
15. Contact
For questions or concerns regarding these Terms and Conditions, users may contact the website owner through the provided communication channels.